Can RSUs Help You Qualify for a Bay Area Mortgage?

If you’re working in the Bay Area tech scene, you might wonder if your vested RSUs can help you qualify for a mortgage. Here’s what you need to know: lenders may count your vested RSUs as qualifying income—but only if you can show a reliable vesting history, backed by thorough documentation. As a mortgage broker with over two decades of experience serving Northern California, I frequently help clients navigate complex income sources, including RSUs, to find the loan program that truly fits their needs. My approach is always transparent and tailored—because your mortgage should work for you, not the other way around.