Staying informed about today’s mortgage and refinance interest rates is key to making sound financial decisions. Currently, the average rates stand at 6.13% for a 15-year mortgage and 6.75% for a 30-year mortgage. If you’re considering refinancing, average rates are 6.14% for 15-year terms and 7.14% for 30-year terms. As always, a strong credit score can make a notable difference in the rates you’re offered. With over 23 years guiding homebuyers, homeowners, and investors throughout Marin County and the Bay Area, I believe that understanding your options is essential to finding the financing solution that truly fits your goals. My client-first approach means ensuring you have the clarity and confidence you need at every step of the mortgage process.
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