{"id":3,"date":"2026-08-29T12:00:00","date_gmt":"2026-08-29T12:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/thierryabelmortgage-com\/2026\/08\/29\/1099-only-loans-fund-your-next-move\/"},"modified":"2026-08-29T12:00:00","modified_gmt":"2026-08-29T12:00:00","slug":"1099-only-loans-fund-your-next-move","status":"publish","type":"post","link":"https:\/\/www.thierryabelmortgage.com\/blog\/2026\/08\/29\/1099-only-loans-fund-your-next-move\/","title":{"rendered":"1099-Only Loans: Fund Your Next Move"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Self-employed borrowers may have strong income but limited qualifying income on tax returns because of business deductions. 1099-only mortgage programs can offer an alternative by reviewing eligible 1099 income, bank deposits, business records, and other documentation instead of relying solely on traditional tax returns. Requirements, rates, down payments, reserves, and eligible property types vary by lender, so preparation matters. This guide highlights the documents to gather, questions to ask, and next steps for borrowers in the San Francisco Bay Area. A qualified mortgage broker can help compare available programs and determine which option fits your financial profile.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Self-employed borrowers may have strong income but limited qualifying income on tax returns because of business deductions. 1099-only mortgage programs can offer an alternative by reviewing eligible 1099 income, bank deposits, business records, and other documentation instead of relying solely on traditional tax returns. Requirements, rates, down payments, reserves, and eligible property types vary by [&hellip;]<\/p>\n","protected":false},"author":415,"featured_media":56,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.thierryabelmortgage.com\/blog\/wp-json\/wp\/v2\/posts\/3","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thierryabelmortgage.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thierryabelmortgage.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thierryabelmortgage.com\/blog\/wp-json\/wp\/v2\/users\/415"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thierryabelmortgage.com\/blog\/wp-json\/wp\/v2\/comments?post=3"}],"version-history":[{"count":0,"href":"https:\/\/www.thierryabelmortgage.com\/blog\/wp-json\/wp\/v2\/posts\/3\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thierryabelmortgage.com\/blog\/wp-json\/wp\/v2\/media\/56"}],"wp:attachment":[{"href":"https:\/\/www.thierryabelmortgage.com\/blog\/wp-json\/wp\/v2\/media?parent=3"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thierryabelmortgage.com\/blog\/wp-json\/wp\/v2\/categories?post=3"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thierryabelmortgage.com\/blog\/wp-json\/wp\/v2\/tags?post=3"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}